2020 is (finally) over, and it’s safe to say that this very challenging year taught us once again that (as the old Danish proverb says) it’s difficult making predictions, especially about the future. Who would have imagined in January 2020 that we would find ourselves where we are today… And yet, as Tim Harford once wrote in the Financial Times, predictions are like Pringles: nobody thinks that there’s any great virtue in them but we find them hard to resist.